Guarantor Loan: How to Get One, Who Might Need One, and What a Guarantor Is

Saving a substantial deposit for a home loan can take years, and for those with limited income, it might seem like an impossible task. Fortunately, there are other options that can help get people into their own homes when in a difficult financial situation, such as through a guarantor loan.  If they don’t meet the income […]

Can I Use My Super To Buy A House?

Non-Bank Lenders

Can I use my super to buy a house? This is one of the most common questions we’re asked at The Mortgage Agency. Given the buoyancy of Australia’s property market, many prospective buyers (from first-home buyers to investors) are looking for any and every market advantage. The quick answer is yes – there are ways […]

What Is An Interest-Only Home Loan & How Does It Work?

high lvr home loans

Want to buy a home or investment property but need lower mortgage repayments? Consider an interest-only loan. What is an interest-only home loan? Well, these are different from most of the other standard home loans because, for a set period of time, the repayments you make only cover the interest on the component of the […]