The Ultimate Guide on Land Loans

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A land loan, also referred to as a vacant land loan, is a type of home loan product where borrowers want to purchase a block of land to eventually build a house on one day.  These are popular because they aren’t constrained to a specified amount of time, so the vacant land can stand empty […]

The Debt Consolidation Loan Strategy

debt consolidation loans

If you’re feeling like you’re in over your head with juggling multiple debts and credit card repayments then you should consider applying for a debt consolidation loan. Debt consolidation loans can be beneficial because they: house your debts in one place, have a clear repayment schedule, and have an endpoint in sight. However, these loans […]

What is Debt Recycling? And How It Helps

debt recycling

If you’re still under the guise that all debt is bad debt, you need to know about debt recycling. Most people see debt recycling as a strategy employed only by advanced property investors, but that simply isn’t the case. A debt recycling strategy can be used by any property owner wanting to grow their wealth […]

The Essential Guide to Split Home Loans

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If you’re shopping around for a home loan but can’t settle on whether a fixed interest rate or a variable interest rate would work better for you, there could be a solution – split home loans.

Offset Account vs Redraw Facilities: A Side by Side Comparison

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Before going ahead and applying for a home loan, you should consider your current financial capabilities and your goals so that you can choose the structure best suited to you – that includes considering additional facilities such as an offset account or a redraw facility.