Common Debt Reducer

In today’s market it’s quite common to apply for a home loan separately in individual names while you’re married or in a defector relationship, not just that, there is an increasing number of Australians opt to purchase through a co-ownership arrangement with their family or friends.

Genuine Savings

It’s a term used by lenders to describe the funds you have gradually saved over a period of time (3months in most cases).

Cash-Out Refinance

In simple terms, when it comes to home mortgage refinance, you’re basically replacing the total current mortgage on your property with a brand new one and preferably one with lower interest.

What is a Second Mortgage?

Maybe you’ve been in a similar situation. You took out a mortgage, and you’ve been steadily paying it out, and you suddenly start receiving invites from lenders asking you to take another mortgage.

Homebuilder Grant

If you’re planning on renovating or buying a new home, you’ll need quite a lot of resources.

A Guide To Credit Scoring

When you’re looking for a home loan, there are a plethora of factors that can affect your application, such as age, occupation, and income.