Roadmap to Financial Assistance: Who Will Give Me a Loan When No One Else Will?

who will give me a loan when no one else

The journey to secure a loan can be challenging for individuals with poor credit, leading many to ask, “Who will give me a loan when no one else will?”  When you have bad credit, getting approved for a loan may seem impossible, with traditional lenders hesitant to take on the perceived risk. However, there are […]

How to Prepare for New High Interest Rates

How to Prepare for New High Interest Rates

In a world where change seems to be the only constant, one thing has remained steadily on the rise: the Reserve Bank of Australia’s interest rates. Month after month, for the last year, we’ve seen the announcement of another hike. The word “increase” now feels like a drumbeat, inescapable and resonant. While great news for […]

Guarantor Loan: How to Get One, Who Might Need One, and What a Guarantor Is

Saving a substantial deposit for a home loan can take years, and for those with limited income, it might seem like an impossible task. Fortunately, there are other options that can help get people into their own homes when in a difficult financial situation, such as through a guarantor loan.  If they don’t meet the income […]

How To Pay Off Your Home Loan Faster

home loan

The goal of paying off your home loan as soon as possible is beneficial for various reasons, namely in that it can save you thousands of dollars on interest and avoid the risk of foreclosure. Plus, the freedom of being mortgage-free means you can focus your finances on your children’s education, your retirement fund, or […]

5 Steps on How to Refinance Your Home Loan

refinance home loan

If you’re looking for a way to manage your monthly mortgage payments, refinancing your home loan might be just the solution.  Refinancing entails taking out a new home loan and using it to pay off your current home loan and doing so can have various benefits. But, there are several things to consider first. Let’s […]

How No Deposit Home Loans Work & How to Get One

no deposit home loan

If your heart is set on buying property but you don’t have the savings to do so then a no deposit home loan could be an option. No deposit home loans are a very high risk to lenders which means being approved isn’t all that easy. However, they’re a great option for borrowers who don’t […]