What is Loan to Value Ratio? How Does It Affect My Loan Application?

loan to value ratio

A low or high loan to value ratio (LVR) is a big factor affecting a lender’s willingness to approve your home loan application, so understanding what they are is crucial. Generally, a low LVR is more favourable, with lenders opting for an 80/20 sweet spot for their security.  But lenders do conditionally provide high LVR […]