Fixed vs Variable Loans: What’s The Difference?

fixed vs variable loans

When choosing between a fixed interest rate or variable rate loans, there are different things to consider before making your decision. While a fixed rate loan offers stability, a variable rate home loan comes with features that may be useful. You will need to take a close look at your personal financial situation, as well […]

How Low Deposit Home Loans Work & How to Get One

low deposit home loans

Many Australians take their time before buying property and try and save up 20% deposit so they don’t  need to pay lenders mortgage insurance  – but with low deposit home loans, you can become a homeowner much sooner. It’s possible to be approved for a home loan with only a 5% deposit if you have: […]

How Refinance Home Loan Debt Consolidation Works

refinance home loan debt consolidation

If you’re feeling overwhelmed by multiple streams of debt and are desperate for relief, refinancing your home loan for debt consolidation might be a great option. A debt consolidation home loan provides a short term solution to a multi-faceted problem – but you need to weigh up the long term consequences and decide whether it’ll […]